well my car got f'ed up. t boned!

Over the winter had a windstorm take out a tree which partially fell on our 07 Liberty - numerous dents on the roof and passenger side upper door frames. When all said and done, the body shop replaced the roof and both doors with used parts, painted everything, buffed other scratches out, etc. and bill came to just about $4000. Not a whimper out of our insurance company (USAA).

That's because USAA is a stand up insurer that takes care of it's own. Also, the vehicle was newer.