well my car got f'ed up. t boned!

well yesterday i went through about 25yrs of parts history on my car and diff upgrades and what not they came back to me and said its worth 5184.00 total to fix if 3600 so its gettin fixed they tried to say it was worth 3600 but i asked what options they had writen down uhhhh v8,am/fm radio and aluminum rims i said ahhhhh no theres alot more so the value increased quite a bit.got 46 bucks for the rear half under the car being bed linerd and a new eldbrock carb. lol