Thanks Greendart, I guess me buying the Dart was part of the problem....should have worried about paying bills and not buying toys. It came to head last week when my gf and I started looking at apartments. I have been wanting to move our relationship forward for a few months now and it seems the right time to do that. The only one we liked and put in an app for would not take us because of my credit. I have a great job at Boeing and I have been living at my place for 4 years while being late with rent only once. That does not matter, what matters is the credit reports. Oh well....it can be fixed just takes time and money.
