Anybody know anything about "Umpqua Bank?"

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  1. 67Dart273

    67Dart273 FABO Gold Member FABO Gold Member

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    I'm hooked up with this thing called Columbia Bank, and just got a notice that they are somehow merging with "Umpqua." A quick search of reviews does not look that good. comments?
     
  2. pishta

    pishta I know I'm right....

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    All banks are regulated...I'd not lose sleep over it. Cant be worse than BofA
     
  3. Unconventional

    Unconventional Well-Known Member

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    Or Wells Fargo. Ya know those fake accounts they started for their existing clients and charged them fees for having them? I was one of them. I got 1 statement in the mail and next chance I got I was at the local branch :wtf::mad: is this? They got in big big trouble with the Feds over that.
     
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    • diymirage

      diymirage HP@idle > hondaHP@redline

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      I was with one bank
      Which got bought out

      Then that one got bought out

      Each time that happened I had to get all my automated bill payments and transfers changed over

      So the second time it happened I said adios and moved all my moneys to my credit union
       
    • 67Dart273

      67Dart273 FABO Gold Member FABO Gold Member

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      Not sure I agree, man. Someone mentioned Wells Fargo.....................................................................................
       
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      • Jeremiah

        Jeremiah Well-Known Member

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      • Killer6

        Killer6 Well-Known Member

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        Sure to be a target fixed directly on those ......"financial build back better" can't be far off .......God help this Rebublic.....
         
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        • 67Dart273

          67Dart273 FABO Gold Member FABO Gold Member

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          My "Wells Fargo" story and why I'm so sensitive

          At some point decades ago WF was involved with my house loan. For some reason I banked there. When I first bought my 67, I bought a bunch of stuff from Jeggs/ Summit, etc, and charged to the WF card. As I had an online login, I quickly, within a few days of receipt of the goods, paid it off---I did not want to top out the card

          Bear in mind I'd had "normal use" and late a few times, but paid, and it was mostly "down to zero."

          So I got this letter, and I don't remember the wording, In a bunch of roundabout wording it basically said that I could not buys stuff and then pay it off as I had

          I ACTUALLY WENT to the bank for an explanation, and the local bank officers COULD NOT EXPLAIN IT

          What one finally told me was "we don't know why, but I'd guess if you do this again, they will close the card account."

          SO I WENT TO THE TELLER AND CLOSED MY ACCOUNTS WITH THEM
           
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          • mbaird

            mbaird mbaird

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            Umpqua has been around for a while . The merger helps them compete with the bigger banks .
             
          • RustyRatRod

            RustyRatRod I was born on a Monday. Not last Monday. FABO Gold Member

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            In other words, if they couldn't make interest, they didn't want you using the card. LOL What a bunch of crooks.
             
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            • Slowswinger

              Slowswinger Well-Known Member

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              Its better than Bank of Chumbawumba.
               
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              • Unconventional

                Unconventional Well-Known Member

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                th?id=OIP.jpg
                 
              • pishta

                pishta I know I'm right....

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                F Home Depot....Their card (whomever runs it at 18% APR) dinged my credit 100 points (!) when I missed a $7 payment...no F'n joke. It had a balance of $40 on it and it was the only card I didn't have auto pay on . Well, the $7 bill got looked over in the junk mail and lapsed 1 month (45 days actually) and I get an Email saying you missed a payment and it has been sent to collections. Are you F'n kidding me? I wrote a check for $40 that day and sent it and closed that account. Its all ATM card debit now. If I cant afford it, I dont buy it....emergency situations exempt.
                 
              • 67Dart273

                67Dart273 FABO Gold Member FABO Gold Member

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                That is the part I don't understand, Rob. I was paying it off at the billing time WITH NO INTEREST anyhow, so what difference did it make if I payed it early? To this day nobody has ;explained their "threatened" actions. It was soo after that that federally WF got into a bunch of grief
                 
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                • 67Dart273

                  67Dart273 FABO Gold Member FABO Gold Member

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                  The main reason I have credit (AND debit) is emergencies an egag. I don't want most people accessing my checking account. In fact I have TWO checking accounts, and only use the debit card "mostly" from the "tight" checking/ debit
                   
                • inertia

                  inertia Well-Known Member

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                  If it's affiliated with the Umpqua band, they also own a Casino, makes sense .
                   
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