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Also to the OP, I have found that if you have a local credit union in your home town they are usually a bit friendly on the terms of the loan and their interest rates are usually very competative. That's been my experience in the past, hopefully it's useful to what you're trying to accomplish.

Look I'm not saying you aren't offering the guy sound financial advice, but the guy isn't asking if it's a good choice, he's asking for companies to make that choice on his own. Who's to say he talks to a few banks and decides it's not in his best interest? Of the now 22 post in the thread there...

Why is everyone judging what the OP does with his credit, he asked for a few banks that have been fair with an interest rate for a loan. He didn't ask people to judge his entire decision making process. If you don't agree with his decision move on, if you know of some banks help him out, it's...