Hypothetical question

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Mopower71

Mopower71

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If you were to accidentally back into your wifes/husbands vehicle, would you call your insurance company and report it. Would your rates go up? Remember, I'm in New York State.

#-o It would Hypothetically be an F250 backing into a Kia Sportage :help:

Signed
Anonymous
 
Hypothetically, what's the cost of your insurance deductible, and the estimated cost of repairs to better half's vehicle. If you have say $500.00 deductible, and there's $800.00 damage, then it might not be worth it, however if the damage is say $2000.00, then go to the insurance company - hypothetically. :) Good luck.
 
Get a estimate on the car and if it is under 1500$ do it your self,as its not worth the hassle if its under that,your rate will go up and to have it be cost effective,the claim needs to be a good amount to off set the increase,mrmopartech
 
Mrmopartech said:
Get a estimate on the car and if it is under 1500$ do it your self,as its not worth the hassle if its under that,your rate will go up and to have it be cost effective,the claim needs to be a good amount to off set the increase,mrmopartech
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I agree with Mrmopartech. Not to forget they could drop you next go round.
 
steve said:
Ran over X's Neon with my Dodge pick-up. Hope the hypothetical person you are refering to is not yur wife...
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The hypothetical person would be my wife, and it would be her Kia that hypothetically got backed into this morning
 
Mrmopartech said:
Get a estimate on the car and if it is under 1500$ do it your self,as its not worth the hassle if its under that,your rate will go up and to have it be cost effective,the claim needs to be a good amount to off set the increase,mrmopartech
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Yep, I'll have to bring it to a body shop and see what they say, seems a little love tap on a Kia goes a long way. The F250 has a spot/dent about the size of a golf ball, and the bumper cover needs to be glued back on.
The Kia is a whole nother story.
Let's put it this way. She can now put a bigger tire on the left rear. :puker:
 
HYPOTHETICALLY, I'd say you're in deep doo-doo with the missus. [-( No one else here has ever been in that situation, so we really can't give you any good advise. :drinkers:
 
I guess we're all missing the big picture here. WTF are you doing with a freaking KIA in your drive way at all? Where I come from you would definitely be OUTED for sacrilege like that. Turn the damn thing into tin cans and buy something American! I can't even understand why you would let your wife drive such a POS.
 
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