I have American Collector's Ins. on my Fury. I have a $20,000 agreed value that appreciates 2% every year and 5000 miles per year for about a $205 annual premium. Haggerty would only "let me" drive my car 2000 miles a year, so I went with American. That was a few years ago, I don't know if Haggerty has changed that policy. I've seen Haggerty ads that say they have unlimited mileage policies, but they didn't when I applied a couple years back. Personally, I think it's B.S. that they dictate to you how much you can drive your own car, that's what we pay premiums for.