I feel guilty about something that I did tonight.

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A RAT is a FU**'n RAT!!!!!:violent1:
My neighbors mind there own business as do i.
Don't s*it where you eat!!!!!!!
Just my opinion though.
 
How does one begin to answer a question that was not a question to begin with, but a moral dilemma. He did what he felt was right in that situation, not what we would have done or not done.

I never condemed him for that.

When one lives beyond their means there are consequences for those actions. Do we truly know what the man’s financial situation is, no, so do we judge him for his actions?

"Means" change. I think everyone's means have changed in the last five years. Wouldn't you agree?

That is the real question, when does it become a community or a social responsibility to make sure we all follow the letter of the law. I know that everyone here has done something in their lives that they should have been reprimanded for whether it was a legal or civil matter.

You got that right. I wasn't throwing stones. Just offering the opinion the OP seemed to be asking for. Nothing more.


We should all work together for the greater good, we should all not get ourselves in situations that create moral dilemmas, but we do, it is our nature as humans.

I agree and I think the "greater good" would have been to try to help the guy in his hour of need. But again, this is simply my opinion. I am not judging or baching the OP for making a different decision.


So to wrap this up,

Yeah. Good luck with that.


you did what you felt was necessary at the time, for whatever reasons that motivated you we will never know. Now you brought your moral dilemma to a public forum, which is an interesting conundrum to say the least.

Yup and everybody's gonna have differing opinions.


You made a decision that first seemed right, now you’re having second thought and guilt. Then people begin to respond with "you did the right thing", then other condemn you for it.


The decision was right for the OP because it is what he did.


This is the reason our society is such a wreck; no one can agree to disagree.

Funny. Several here including myself are doing just that. Not condeming but disagreeing in a constructive way rather than insults and judging.


Opinions are used like spears to bring the great moral creature to a standstill; the moral dilemma is still the question. I would offer advice, not an opinion.

Yeah and when you chunk it out there in front of thousands of people you better be ready to get whatever is chunked your way. ...but still most here have been respectful so I don't see a problem.


You did what you felt was warranted at that time, it was your decision and not mine to judge. Was it right was it wrong, who knows, none of us can judge a man or applaud a man for his actions, unless those actions are heroic in nature. Being neighbors comes with responsibility to that community, what that responsibility is different for every community. Though there are some basic moral responsibilities that we all follow when we are neighbors, checking on the elderly person that lives down the street, picking up trash, mowing the neighbor’s yard when they are sick , etc… So was the man’s lack of paying his bills criminal, thus leading to his repo, hard to say, I don’t know the man or his situation therefore passing judgment would be wrong on my part, but what I can say is that society puts a lot of pressure on people to keep up with the “jones”. So the problem is much deeper to me than just a moral judgment call………

I think pretty much all of this has been said and agreed with. Good post.
 
I think he did the right thing with or without a reward folks who don't pay their debts make it difficult for the ones of us who do, if the guy was down on his luck then he should have thought about his family before buying that truck and the bike and lord knows what else,so if it upsets you that he helped the repo man that tells me you have had the same thing happen shame on every one of you who have scolded him for doing what he thought was a good moral choice. Folks like that make our financial lives miserable.
 
I think some one has opened a,

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StrokerScamp, The green was awesome, but my poor old eyes could just about handle it........:toothy5:
 
StrokerScamp, The green was awesome, but my poor old eyes could just about handle it........:toothy5:

I'm sorry. I did red once and someone thought I was mad so I wanted to make sure I did not convey anger. lol
 
Plot,
Would your anger change if he never takes the money ??

If this guy was in a financial bind, not contacting the finance company 1st is the biggest mistake he made. Hiding it was his 2nd.
A lot of times they will work with you. They sure as hell don't want the truck.

I hauled a lot of repo'd cars back in the late 80s and I even repo'd one off an Indian reservation which is like invading a foreign country. The owner had not made 1 payment on the car and it was almost 2 years old.

That one felt good.
 
Plot,
Would your anger change if he never takes the money ??

If this guy was in a financial bind, not contacting the finance company 1st is the biggest mistake he made. Hiding it was his 2nd.
A lot of times they will work with you. They sure as hell don't want the truck.

I hauled a lot of repo'd cars back in the late 80s and I even repo'd one off an Indian reservation which is like invading a foreign country. The owner had not made 1 payment on the car and it was almost 2 years old.

That one felt good.

That's right. Most above board finance agencies, bank or not will let you slide with interest only payments for a while if you are in good standing. Even a lot of the "lesser quality" institutions will do the same.
 
Another possibility, for all we know the neighbor had resigned himself to let the truck be repo'ed and was dealing with it just fine.
 
To the O.P.,I would feel guilty too,for profiting in such a way.I guess you really didn't hurt the guy 'cause sooner or later the repo guy would have gotten the truck.You are the one who made the call,& now you have to live with it,if feeling guilty about it was worth the $500,ok then.I think I know how you are feeling. Personally I would have not made the call,I would not want to feel guilty for profiting like that.I don't think you are a bad guy or that turning this guy in was wrong,but you made the choice,& as time passes so will that nagging feeling.We all make decisions in life that in hindsight may not have been the the right ones,but life goes on.Don't loose any sleep over this!
 
Most finance co./banks don't work with you[they want you to think that] they want their money not a portion and on the same hand they don't want back the vehicle/house/bike ect. They feel if you can't make the payments then you should not have bought it [but they approved the loan after a credit check??????? WTF]
 
Plot,
Would your anger change if he never takes the money ??

If this guy was in a financial bind, not contacting the finance company 1st is the biggest mistake he made. Hiding it was his 2nd.
A lot of times they will work with you. They sure as hell don't want the truck.

I hauled a lot of repo'd cars back in the late 80s and I even repo'd one off an Indian reservation which is like invading a foreign country. The owner had not made 1 payment on the car and it was almost 2 years old.

That one felt good.


i am not angry about it. everyones opinion on the situation is different, that is all. no, i would not be different. my opinion is not about the money. it is more about a more in depth type.

god forbid, one day something happens, and that man is the only one around to save a life, or to help? you never know, and i try not to burn bridges like that.

what if that driver said, " oh, by the way, your neibor told me where you were". cause repo men are slimey like that to get a last thrill in!
 
what if that driver said, " oh, by the way, your neibor told me where you were". cause repo men are slimey like that to get a last thrill in!

That's a good point. Some of them are above board but not all. I could see one saying "hay for a quick hun, I'll tell you who turned you in..."

and again I reiterate SOME. I know some in that business that are fine folks. But as everywhere, that ain't always the case.
 
All aside I have enjoyed seeing what everyone has had to say, the whole thing is like a social experiment. It is interesting as it was put in a early post to see what age bracket has what opinion on the whole senario....
 
People seem to be very split.

It's one of those deals where he was in the wrong by not paying the truck payment and you probably should have minded your own business.

By now I'm sure you know that the $500 wasn't really worth it. The moral dilemma and stress this kind of situation puts on yourself sucks. Go ahead and spend the money on your wife and kids to justify it but if someone snitches on you at work or something and gets you written up, you can't get mad at them because you were in their shoes at one point.
 
All aside I have enjoyed seeing what everyone has had to say, the whole thing is like a social experiment. It is interesting as it was put in a early post to see what age bracket has what opinion on the whole senario....


...and though there have been some colorful comments, for the most part nobody's gotten maimed or killed.
 
no one should feel guilty for returning property to its rightful owner
and lets face it, the truck did not belong to the neighbor, it belonged to the bank, and as the rightful and legal owner of the truck the bank has every right, moral and otherwise to take possession of it PERIOD. no ifs ands or buts.

if you made a few bucks in the process, GOOD FOR YOU! spend it in good health, share it with your family, do not however reward your neighbor for his bad decisions, and that is exactly what it is, HIS BAD DECISIONS,

HE decided to purchase a truck that HE could not afford, and if his finances changed after he got the truck HE could have done something about it, yet he chose not to, oh well his choice his problem

a friend of mine was in the exact same situation, several years after purchasing a very nice new truck he fell on financial trouble and was no longer able to afford the payments, so what did he do? did he wait until the repo man came knocking? no he went down to the dealership that he got the truck from, explained the situation to them, and they were able to put him in a nice low millage slightly older, fewer options trade in that they had for a payment that he could afford,

your neighbor on the other hand decided to do nothing and payed the consequences, now if he wants his truck back he can just march down to the repo office and pay for it when ever he feels like it no questions asked, its his choice, he made the bed and he can sleep in it,

guilt on your part=0
 
no one should feel guilty for returning property to its rightful owner
and lets face it, the truck did not belong to the neighbor, it belonged to the bank, and as the rightful and legal owner of the truck the bank has every right, moral and otherwise to take possession of it PERIOD. no ifs ands or buts.

if you made a few bucks in the process, GOOD FOR YOU! spend it in good health, share it with your family, do not however reward your neighbor for his bad decisions, and that is exactly what it is, HIS BAD DECISIONS,

HE decided to purchase a truck that HE could not afford, and if his finances changed after he got the truck HE could have done something about it, yet he chose not to, oh well his choice his problem

a friend of mine was in the exact same situation, several years after purchasing a very nice new truck he fell on financial trouble and was no longer able to afford the payments, so what did he do? did he wait until the repo man came knocking? no he went down to the dealership that he got the truck from, explained the situation to them, and they were able to put him in a nice low millage slightly older, fewer options trade in that they had for a payment that he could afford,

your neighbor on the other hand decided to do nothing and payed the consequences, now if he wants his truck back he can just march down to the repo office and pay for it when ever he feels like it no questions asked, its his choice, he made the bed and he can sleep in it,

guilt on your part=0

Your bank wont be there to lend you tools or help you with projects or call the cops when it sees someone breaking into your house. A neighbor will.

Don't ever be more loyal to a multi billion dollar business over a friend, family, coworker or neighbor. These are people that you might not know very well or might not be friends with but could come to your aid when you least expect it.

A bank isn't going to do **** for you.
 
I have spent almost 30 minutes reading the OP and all the replies and I am still undecided on what I would have done I have neighbors I like and ones I hate but I try and treat them all the way I want to be treated with respect,I wonder if the situation would have been different if no money would have been offered and I am sitting here scratching my head wondering why the repo guy would offer a bounty when he already knew the address of the debtor. I myself have done a few repo's in my younger days and it is a scary business, life is full of choices and decisions that we have to make and live with. MY ONLY QUESTION IS DID THE CHECK EVER COME AND CLEAR THE BANK??:
 
this is the type of situation that "what comes around goes around" or "watch what you eat today, it may burn your a$$ tomorrow". you might be in finacial need at somepoint and the neighbour you screwed over might be the first one there to help. Even if it was a repo you should have let it go and waited, the repo company would have got him adventually, and for those comparing a rape/murder to a repo.... well thats just stupid
 
MY ONLY QUESTION IS DID THE CHECK EVER COME AND CLEAR THE BANK??:

It just happened last night I believe. I think most of us including the O.P. will be surprised if a check does show up. It was never about the money or the liking or disliking of the neighbor the way I understand it.

Nobody was screwed over! it would be no different if the local water meter reader asked you to let him know when a dog is gone so he can read the neighbors water meter. Are you screwing you neighbor by telling the meter reader when the dog is not out so they can read it and bill the neighbor? I think not. It's really is just a matter if your willing to help someone do their job or not willing to help.
 
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