bighammer
Well-Known Member
This has been the result of lots of scrutiny on the part of my wife and me. But dang, just can't afford it anymore. We have a "major medical" policy that only kicks in after the first $10,000 in hospital expenses. So it's sorta like not having insurance, unless one of us was to get cancer or (?) since we couldn't use it for a broken leg, etc.
We are paying $8,500 a year for the insurance we have. So if we need to use it, I will be, out of pocket, $18,500.00 in one year (the premiums plus the deductible)
I'm 53 years old, my wife is 43. Last year I decided to check into a little 'preventative maintence' and have a colonoscopy performed. I am not having any health problems, this was just going to be for the sake of possible early diagnosis.
Went to the local hospital for a consultation... $3,500 to $5000 was the quote!! to have my picture taken! I was shocked! I figured maybe $1,500
So I postponed it. My wife got on the Internet and found out a LOT of people go to foureign countries for medical procedures. And these hospitals are accredited, modern facilities. If you're interested in learning more, research "medical tourism" There are news stories and articles galore, and almost all reports and ratings / reviews were very high.
The colonoscopy I had done in Costa Rica (at a very nice hospital) only cost me $400.00. So while I was there, my wife and I both had complete, full health checkups, everything, CT scans, ultra sounds, blood, heart, lung, PSA you name it.
While we were there in Costa Rica we went to the beaches, went on zip lines through the jungle, it was a vacation! All for the cost of a colonoscopy back home.
So now the plan is, cancel the insurance, save up the money in case of future needs, maybe go to Costa Rica or somewhere else. Hope I don't have to.
Anyone here had any experience with medical tourism?
We are paying $8,500 a year for the insurance we have. So if we need to use it, I will be, out of pocket, $18,500.00 in one year (the premiums plus the deductible)
I'm 53 years old, my wife is 43. Last year I decided to check into a little 'preventative maintence' and have a colonoscopy performed. I am not having any health problems, this was just going to be for the sake of possible early diagnosis.
Went to the local hospital for a consultation... $3,500 to $5000 was the quote!! to have my picture taken! I was shocked! I figured maybe $1,500
So I postponed it. My wife got on the Internet and found out a LOT of people go to foureign countries for medical procedures. And these hospitals are accredited, modern facilities. If you're interested in learning more, research "medical tourism" There are news stories and articles galore, and almost all reports and ratings / reviews were very high.
The colonoscopy I had done in Costa Rica (at a very nice hospital) only cost me $400.00. So while I was there, my wife and I both had complete, full health checkups, everything, CT scans, ultra sounds, blood, heart, lung, PSA you name it.
While we were there in Costa Rica we went to the beaches, went on zip lines through the jungle, it was a vacation! All for the cost of a colonoscopy back home.
So now the plan is, cancel the insurance, save up the money in case of future needs, maybe go to Costa Rica or somewhere else. Hope I don't have to.
Anyone here had any experience with medical tourism?