This is way I'm reluctant to buy a used vehicle. You never know what you get
This is the future of cars I've warned everyone about
- Thread starter Ant
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Ant
Well-Known Member
State Farm kept milking me for my pennies. Within the past few years my rates kept going up around 20% every year. I called and asked why, they would try not to give me a straight answer and give me bullshit. The final straw was when I tried to insure my 2000 Toyota Camry. I figured it would probably be an extra 60-70 dollars per month added to my policy, but NOPE! They told me $300 per month. This was just for the one car and not including the rest on my policy. I told them I just wanted the minimum coverage, and they replied that it is. I told them that there is something wrong, they replied with "that is what our system shows". When I asked how is this one car more expensive than the two other cars on my policy combined, the dumb **** on the phone gave me complete bullshit answers, like how my policy is older and how parts and repairs are more expensive now and blah blah blah more bullshit.
2000 Toyota Camry is $3600 per year according to State Farm. Bye bye! They just lost an auto insured customer.
Sorry for all of the story, but the point is nothing can lower the rate anymore even if you have a quote from someone else, which I did before I switched.
I am so old... IF someone gave me a NEW vehicle, I would sell it and by one before all the TECH!!
I am so old I don't want a smart phone. just my flip phone!!!!
I am so old........
I am so old I don't want a smart phone. just my flip phone!!!!
I am so old........
Muad'Dib15
Well-Known Member
Exactly my experience too. I ended up switching because of it. I was told the multiple car discount didn't apply as I only had one car, but that shouldn't add $130 per month to my bill when keeping one car and switching the other means it's exactly the same regardless of age.
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missing linc
Loose nut behind the wheel
I have my house and 2 daily driver vehicles on one policy, house is around $1400.00/year, my 1997 Thunderbird is just over $600/year, and the 2009 Escape is around $700.00.
I have only liability coverage on those vehicles, don't need anything more.
My 2 classic cars are $395.00/year combined, insured with a different company.
I have only liability coverage on those vehicles, don't need anything more.
My 2 classic cars are $395.00/year combined, insured with a different company.
My 99 Camry is 500 Canuck bucks for PL and PD per year. (lol no collision coverage)
I try to buy off the original owner with original paint. I try to size up the seller.......I've been lucky so far. I would never shop at a private used car lot.......NOT A CHANCE IN HELL.
IF I ever get my Dart Sport back together, I don't even plan to have a radio. I rarely even turn it on in my other vehicles and if I do, I quickly remember why I don't. I had rather listen to the 340 anyway.
WE have no snow no salt, the sun bakes off the paint, so we always kn ow whats under the paint!!!!
My 64 Polara is like that. Originally sold in New Mexico and spent many years in Arizona. It was repainted years ago and has sun fade patina on all the top surfaces. Very little rust which a car like that is impossible to find up north in the rust belt. I like the patina.WE have no snow no salt, the sun bakes off the paint, so we always kn ow whats under the paint!!!!
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Yes thats like thy should be!!
Patina is like my scars, broken bones, bumps and bruises. It shows where I have been and what I have done! It says I have never been a "girlie" boy!
Besides. Unless and guy can do his required level of body/paint work, it takes one rich guy to afford oi done at the "paint by check" body shop!!
Love those early B bodies! Early A's are almost as cool and (cheaper).
JDMopar
Well-Known Member
Our newest vehicle is my wife's 2006 Saturn Vue. She loves that car so much that I bought a low mile parts car to keep it going as long as I can. My 2004 Dodge 2500 will be with me until I kick over. We have an 04 Dakota quad cab that is a great truck. When the 4.7 gives up, I've been gathering parts to do a 5.2/46RE swap. Our 94 Honda Civic beater? As long as I wear my hat backwards and loosen my belt up 4 notches, so my britches sag a little.....that thing runs like a top! I've been thinking of rewarding it with a fart pipe! No new cars for us as long as I can turn a wrench.
10 - 4
That's why I De-Computerized my '89 D100 Truck.
One 12 volt wire for the complete ignition, that's all I need.
Carbureted so no TBI or TPI = No Computer.
Rear ABS System was a bad idea in the first place, so that's out the window too.
☆☆☆☆☆
That's why I De-Computerized my '89 D100 Truck.
One 12 volt wire for the complete ignition, that's all I need.
Carbureted so no TBI or TPI = No Computer.
Rear ABS System was a bad idea in the first place, so that's out the window too.
☆☆☆☆☆
I carry full coverage on our vehicles, not just to protect me if I wreck one but if I'm in a accident my insurance company will go after the other persons insurance company, it's the best way to go. Protect yourself and what you have.
Would you share what source brought you to this conclusion? Moparhead is mostly correct. The vote on the amendment to the current budget failed to prevent the use of funds made available by the Act to implement section 24220 of the Infrastructure Investment and Jobs Act, including any requirements enabling or supporting vehicle "kill switch" technology, and to block federal spending for the execution or enforcement of such authorities. Love double negatives...
https://www.congress.gov/amendment/119th-congress/house-amendment/155/all-info
https://www.congress.gov/bill/119th-congress/house-bill/7148/text
Search text for "advanced impaired driving technology" to reach sec. 24220:
https://www.congress.gov/bill/117th...ch":"infrastructure+and+investment+jobs+act"}
Unfortunately, You aren't much safer buying new, it's still a state-to-state thing I believe. We had new cars & trucks damaged on carriers all the time in the '80's, they got taken to a competent bodyshop, but in PA Dealers were not required to disclose the repairs. At some point, they passed a half-assed fix, the repair only had to be disclosed "if the customer asks if the vehicle had been damaged/repaired."........wtf.
I remember late '80's one of the network investigative reporters did a spot on this very topic. One guy kept taking his brandy-new Caddy back for a water leak,......turned out the car wasn't chained down proper & came off the back of the top level on-road, I forget how He managed to find out. It bent so much ****, including the body, to the point they couldn't lay enough butyl licorice in there to keep it sealed. Lucky for Him.
1) WTF is the Dealer doing accepting a car like that?
2) Why did they not make the carrier eat it?
3) If they tried to, & the insurance company refused to total it, why would they not challenge it?
4) This simply proves the customer comes last when it comes down to $$$$$.
goldduster318
Overzealous Car Modifier
A computer in something like that is a baked potato that just controls fuel injectors and spark timing. If anything it made the truck last longer than having a carb.
Anyway, bigger comments about the situation with Over the Air updates:
1) An auto company isn't going to pay to modify/test/send out a software patch unless it fixes something related to functionality or legal issues (including recalls), because this costs money, and really a lot of it.
2) Having OTA capability in embedded modules which there are many of in a car is quite expensive -> you have to have 2x the quantity of ROM available and they have to be independent from each other for it to work. There was a big trend to put this in everything until a few years ago. It seems that this has reversed due to cost. The most common implementation has the old information still stored so it can be reverted to the previous version if the upgrade fails, this is due to safety. I expect you'll see this a lot in infotainment systems going forward but likely not much else.
3) Most of the embedded systems in todays cars have entire teams dedicated to safety management behind them due to the liabilities for car companies. It's not a perfect system but it's being done.
4) It's well known Stellantis/FCA/Chrysler's OTA has a lot of problems.
Being honest, every modern EFI car I have had had more mechanical problems related to suspension/brakes/engine accessories/oil leaks than electrical problems. My 2004 Colorado I have had for 20 years did have its CAN bus window switch fail, but the replacement has lasted 17 years already.
I just typed the topic in my search bar on my phone. As far as them being able to shut down your car, car dealers can install a device that will do the same thing it's usually requested by the banks. Back a few years ago my brother in law bought a 2010 cobalt and the dealer installed a shut off mechanism until the car was paid for.
Ant
Well-Known Member
I've seen a few cars get stuck on the road with no lights on or anything to alert traffic. At least 20 or so years ago, a car could have the a computer failure and still have fully operational hazard lights and helpful police who come could still help push the car out of the road. Today's cars are so fucked up with all the functionality being handled by multiple computers all tied together, it's putting people in dangerous situations. These days a catastrophic computer failure means loss of control to some very important things like the parking brake, gear shifter, lights and sometimes the door locks. This is seriously dangerous and is one of the many reasons why I choose not to own car newer than 2005 or at least something that does not meet my standards. This is part of the reason why I had a 40 year old daily driver.
The fucktards that argue and say the new cars are more reliable and safer don't understand anything beyond what the schmucks write in the articles for the larger media, like Motor Trend, Car and Driver and Consumer Reports and whatnot. Automotive technology had its peak in the early to mid 2000's with right amount of balance for many cars, then once the CAN bus era started, it was the beginning of the dog **** asshole-ism ways that lead to what we find in today's cars. It's sickening and it was planned.
Edit,
Just, to add to my comment. Yes, safety advancements have been made, but at the same time new issues have been created that could potentially dangerous.
The fucktards that argue and say the new cars are more reliable and safer don't understand anything beyond what the schmucks write in the articles for the larger media, like Motor Trend, Car and Driver and Consumer Reports and whatnot. Automotive technology had its peak in the early to mid 2000's with right amount of balance for many cars, then once the CAN bus era started, it was the beginning of the dog **** asshole-ism ways that lead to what we find in today's cars. It's sickening and it was planned.
Edit,
Just, to add to my comment. Yes, safety advancements have been made, but at the same time new issues have been created that could potentially dangerous.
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Dartswinger70
Well-Known Member
The more advanced modern technology gets, the more glitchy it is...
I put "the difference" between what full coverage would cost, and the difference of what low deductibles would cost, and the difference between what a new car would cost....
...into a "big pile o' money" separate bank account.
Hence the term "quasi-self insured".
It's not for everyone, and it takes a special kind of discipline.
...but it sure helps with major expenses like buying a car, repairing a car, major appliance replacement, and even helped finance additional rental properties.
This way, I keep my money instead of a bank or insurance company, and I don't have to hope they agree to pay out. Plus I'm free to determine how and when to use it.
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