Is anyone rich here?

[Dan the man]

I'm looking for financial advice from someone who is successful at investing in mutual funds. I'm 54 and broke, but have $12k to start as an initial investment and also am going to add in 15% of my work pay every month (about $1000). I'm hoping to have enough in the account to retire with when I reach 65. I would need any info to be dummied down to a poor guy level, because if I already knew how to do it then I

Not rich but far far from poor can usually buy what ever we want and take vacations regularly

That's cool. The wife and I are comfortable and thats what matters, money doesn't buy happiness