Stop in for a cup of coffee

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  1. toolmanmike

    toolmanmike FABO MODERATOR Staff Member FABO Gold Member

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    Had a friend that played the credit card shuffle like that. He could never figure out why he could never get the debt paid off. :BangHead::BangHead::BangHead:
     
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    • Mopar Tim

      Mopar Tim FABO Gold Member FABO Gold Member

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      My credit score has tanked, BIG time!! for no reason, no changes, Strange.....Actually I paid off my 5th wheel, so.......I think it has to do with the only debt I have is credit card.....
       
    • Unconventional

      Unconventional Well-Known Member

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      I haven't seen any of 1099s or 1040 either th?id=OIP.jpg
       
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      • toolmanmike

        toolmanmike FABO MODERATOR Staff Member FABO Gold Member

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        Wonder why. Hope you didn't get hacked.
         
      • zkx14

        zkx14 Duster De-ruster FABO Gold Member

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        Probably exceeded usage percentage...
         
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        • Mopar Tim

          Mopar Tim FABO Gold Member FABO Gold Member

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          No, was told by American Express, the Covid has lowered millions of scores. Banks are afraid people will have a tougher time repaying debt in the near future....
           
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          • Unconventional

            Unconventional Well-Known Member

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            I was readin' construction loans are all but impossible to get right now.
             
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            • zkx14

              zkx14 Duster De-ruster FABO Gold Member

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              I didn't 'play' them. But did run some up when I was out of work and then didn't get back in at the income I had previous. Only have a couple small ones active now. But have a couple old ones in collection. On the bright side, having a low score they won't give you much credit to run up. :rolleyes:
               
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              • Mopar Tim

                Mopar Tim FABO Gold Member FABO Gold Member

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                Getting a high score is tough, but lowering it is easy!!!!
                 
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                • Mopar Tim

                  Mopar Tim FABO Gold Member FABO Gold Member

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                  I did just plunk down over 3 grand on Capital One for an overdrive......so there is that......:rolleyes:
                   
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                  • Unconventional

                    Unconventional Well-Known Member

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                    :lol:
                     
                  • zkx14

                    zkx14 Duster De-ruster FABO Gold Member

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                    For sure. I was always well into 700s. Couple accounts went over 60 days and very quickly dropped to mid 400s :eek: Has slowly climbed back most of it with all 'current' bills paid on time. Hoping to break 700 again soon as some of these old accounts drop off...
                     
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                    • toolmanmike

                      toolmanmike FABO MODERATOR Staff Member FABO Gold Member

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                      I made it to 803.
                       
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                      • Mopar Tim

                        Mopar Tim FABO Gold Member FABO Gold Member

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                        When you do not need money, they want to throw it at you. If you NEED money, good luck getting it....
                         
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                        • zkx14

                          zkx14 Duster De-ruster FABO Gold Member

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                          I’m sure I was up there. But when I was at my best I didn’t need money(as Tim just said), so wasn’t watching it...
                           
                        • dukeboy_318

                          dukeboy_318 Our Lives, Our Fortunes and Our Sacred Honor. FABO Gold Member

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                          Yeah I’m good with that lol
                           
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                          • dukeboy_318

                            dukeboy_318 Our Lives, Our Fortunes and Our Sacred Honor. FABO Gold Member

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                            We paid off my wife’s car last month... balances went down in everything else.
                            But our score dropped 15 points... like wtf
                             
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                            • toolmanmike

                              toolmanmike FABO MODERATOR Staff Member FABO Gold Member

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                              Last edited: Jan 21, 2021
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                              • Ben Drinkin

                                Ben Drinkin Hey bartender! FABO Gold Member

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                                Mine fell out of the 8's into the upper 7's after I paid off the car. Now all I have is home mortgage. They suggest I get a credit card to improve my score..
                                 
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                                • zkx14

                                  zkx14 Duster De-ruster FABO Gold Member

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                                  Yep. Mine didn’t climb back much till I got a couple cards active. They want you to have it, but low percentage of usage...
                                   
                                • zkx14

                                  zkx14 Duster De-ruster FABO Gold Member

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                                  So, thats how ignore works! I can’t see the upside down flag now :thumbsup:
                                   
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                                  • nothingbutdarts

                                    nothingbutdarts Well-Known Member

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                                  • TexasDart

                                    TexasDart Well-Known Member

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                                    Don’t need no stinkin credit. We should have the house paid off in 3 years. Amazing how many people do not carry cash anymore. I usually have no less than a hundred in my wallet. Not going to mention my safe. . I really like my new safe. My wife and I were in about 100k credit card debt at one time. Paid it all back. That was a great feeling.
                                     
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                                    • dukeboy_318

                                      dukeboy_318 Our Lives, Our Fortunes and Our Sacred Honor. FABO Gold Member

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                                      We’ve been told similar by more than one bank
                                       
                                    • dukeboy_318

                                      dukeboy_318 Our Lives, Our Fortunes and Our Sacred Honor. FABO Gold Member

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                                      The areas I’m looking have ranged from 450 an acre to 2,000 per. Just depends on mineral rights, location and ultimately utilities is a big one
                                       
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