Stop in for a cup of coffee

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  1. zkx14

    zkx14 Duster De-ruster

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    Currently, I don’t need it. But I will probably get another driver car at some point and want to partially finance. Same with another house at some point. Need the score or will get killed on those. We use the Home Depot card as a revolving account for anything to fix the house etc and have one other low limit card. Made a huge difference in scores after both were active a couple months.
     
  2. Tooljunkie

    Tooljunkie King of cobble/master of the broken bolt FABO Gold Member

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    120 lbs. 3 bags.
     
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    • krazykuda

      krazykuda Well-Known Member FABO Gold Member How-To Section Editor

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      Why is the word abbreviate so long???? :rolleyes:
       
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      • krazykuda

        krazykuda Well-Known Member FABO Gold Member How-To Section Editor

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        My kid got his a couple of weeks ago...
         
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        • krazykuda

          krazykuda Well-Known Member FABO Gold Member How-To Section Editor

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        • dukeboy_318

          dukeboy_318 FABO Gold Member FABO Gold Member

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          I’m telling you though, now is a BAD time to buy property. Wait it out.

          Harvard Business news had an article Tuesday, it’s behind a paid firewall or I’d link it. Anyway, right now, an estimated 22% of American mortgage holding citizens would be at the start of foreclosure IF TRUMP had not signed that first EO putting a pause on evictions and foreclosures. State Governors took it further to include renters from having to pay rent. Now I’m not praising Trump here, Biden has extended that until September 30th.

          the problem is, those 22% aren’t just going to suddenly get caught up whenever that finally does expire. There’s going to be another housing market bubble burst here like in 08/09. Banks have already instituted policies to try and avoid it but eventually, they’re gonna want their money. One such policy is suspending the interested from accumulating from March of 2020, until this expires. But the principal is still gonna be due.
          Now some people might say “oh, they’ll just pause everything, forgive the late fees and add the missed payments on to the end of the loan, no harm no foul” . Some banks might, but most won’t. Reason being, Banks have to show cash flow in. Just like in 08, they’re not going to take a zero, they’ll foreclose and sell it as what ever they can get out of it, just to get it off their books and not show a bad loan. There’s also laws that congress would have to change to let them modify those loan terms even if they did want to move them to the end and forgive the missed/past due.

          in short, this is why getting a loan for a construction of a house is soooo difficult right now. The banks are for seeing a housing value burst in the next 6-9 months. And they have said as much when we’ve tried.
           
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          • dukeboy_318

            dukeboy_318 FABO Gold Member FABO Gold Member

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            Oh forgot to mention, the percentage of folks behind on their mortgages in 2008 at the start of the burst, 10.8 percent. That number hit 23% in March of 2009.....
             
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            • Tooljunkie

              Tooljunkie King of cobble/master of the broken bolt FABO Gold Member

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              One side welded in. That took too long. Ground it off, almost ready for first layer of filler,fiberglass filler. Better hang door and see how far off i got it. EEEE5593-824D-46A3-A248-FB95986D65DC.jpeg
               
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              • krazykuda

                krazykuda Well-Known Member FABO Gold Member How-To Section Editor

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                If you hang the door to see how far off you had it, you need to take it off again so you got it all the way off... If you already took it off, it was fully off in the first place... You can't get it more off than that....
                 
              • toolmanmike

                toolmanmike FABO MODERATOR Staff Member FABO Gold Member

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                :wtf: The 3rd or 4th thread I have deleted today, parts for sale and wanted in a general forum. Don't people see all the bright colored boxes "for sale" and "wanted"?:BangHead::BangHead::BangHead:
                 
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                • fatoldguy

                  fatoldguy Well-Known Member

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                  :thumbsup:

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                  • Tooljunkie

                    Tooljunkie King of cobble/master of the broken bolt FABO Gold Member

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                    You said get off!!
                     
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                    • Tooljunkie

                      Tooljunkie King of cobble/master of the broken bolt FABO Gold Member

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                      Not from here...:rolleyes:
                       
                    • Tooljunkie

                      Tooljunkie King of cobble/master of the broken bolt FABO Gold Member

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                      Job offer follow up..
                      3 days a week,8.5 hours a day. i accepted.
                       
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                      • fatoldguy

                        fatoldguy Well-Known Member

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                        That will keep you busy !!
                         
                      • Bobacuda

                        Bobacuda Well-Known Member

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                        I am willing to take that chance!
                         
                      • 71GSSDemon

                        71GSSDemon Well-Known Member

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                        Appt now...literally right across the street from Lambeau

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                        • Tooljunkie

                          Tooljunkie King of cobble/master of the broken bolt FABO Gold Member

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                          This takes too long..and the filler guy is slacking off.. EA8C93B6-75FD-4550-AEB0-DF8B8F52473A.jpeg F7E6F83A-7FE2-451F-8214-799C75D0D2F8.jpeg
                           
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                          • Sublime one

                            Sublime one 72 Demon FABO Gold Member

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                            Do you Cowboy action shoot? Either of them tuned? I compete with a pair of 45LC. pix are from last match of season this year. Our thumbs were numb! Looks like a great looking pair of pistols you got there, but I may be a bit biased!

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                            • Sublime one

                              Sublime one 72 Demon FABO Gold Member

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                            • Mopar Tim

                              Mopar Tim FABO Gold Member FABO Gold Member

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                              Got Hoppys display nearly finished. Just some paint... Can display 80 dist.

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                              • toolmanmike

                                toolmanmike FABO MODERATOR Staff Member FABO Gold Member

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                                I may mention something political but I don't have a conversation.
                                 
                              • dartnabout

                                dartnabout FABO Gold Member FABO Gold Member

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                                I have a 45 LC but can't afford the ammo! I have a berretta Stampede
                                 
                              • halifaxhops

                                halifaxhops It's going to get stupid around here! FABO Gold Member

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                                • dartnabout

                                  dartnabout FABO Gold Member FABO Gold Member

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                                  Broke back Mountain?
                                   
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