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If you say that you're charging 4% PayPal fee is to cover the PayPal fees you're a liar PayPal charges 3% and if you're a liar I don't want to do business with you anyway . Not talking about you personally I'm talking about the person that says 4% PayPal fees.
Geez, your bitching, moaning, crying, complaining, over a 1% charge difference on a Pay Pal transaction. Give me a break. How much is that ever going to break your piggy bank, or bank account? You do know Pay Pal also charges a "fee" for each transaction, other than their percentage, don't you. Maybe to cover that cost in the transaction also.
The way I see it the fee protects the buyer because if I'm selling I will not ship until the payment is sent. Weither you trust me or not is up to the buyer if you want to trust me and pay with the friends fine if you want to be more careful that's fine too but if that's the case I always ask for the fee to be covered by the buyer. If I am the buyer and It depends on the person if I feel like I can trust you I will pay as a friend if not and or it's something expensive I will add 3 or 4 percent to cover the the fee. It's up to you and the buyer/seller to agree on that kind of stuff before the deal Is made. I have met alot of good honest ppl on here and Facebook and have bought alot of stuff 90% of the time I pay as a friend if someone wants to screw me out of 20 bucks because I'm nice enough to save them 3% then I guess that is on their conscience. So far I have been lucky I guess that has never happened.
I ask for the Fee but, most everybody grinds me on the price anyways.lol
Pay the fee and you have some insurance from PayPal. Don't pay the fee and if the transaction goes south you're on your own. Just like additional shipping insurance on packages. USPS will give you $50. If they loose a $100 item you will be out! Roll that dice!
. Being the honest individual that you are you're missing my point is it purposely. I'm saying if somebody is dishonest enough to post inaccurate fees why the heck would you want to do business with him?
Do what your conscience allows, but maybe consider how you would be affected if you lost the use of PayPal. A friend of mine was kicked off PayPal after a sale of an item to a stranger through friends and family, and the buyer was dissatisfied. He went to PayPal for credit, and the truth came out. My friend is disabled, and supplements his income through scrounging and selling. He averaged around fifty PayPal transactions a month, so it really hurt him, especially his eBay sales. For over a year we ran a lot of the eBay through my account. He finally got something going through his wife's bank account, but it definitely hurt him, and cost him money. So, there's a perspective you might want to consider before trying to save 3%.
When you sign up to Paypal as a seller, you agree to pay their fee. If you ask otherwise, you risk losing your account if & when you are reported. If you want to use Paypal, read their rules & comply, this is not rocket science.
I dont think paypal's buyer protection works without an Ebay listing or an E-tailers receipt. Joe Blow in Cleveland selling a starter wont cut it. You wanna cover your ass? Have the seller throw it up on ebay with his asking price (plus listing fee) as a buy it now price and have him send the listing to you, you buy it and pay now..now your covered. Sure you pay ~$106 for a $100 part BUT I think thats the only 100% way to do it under the paypal/Ebay protection system. Or just buy from a known FABO member. If he/she punks you, lay it out for all us to see and cast stones..
You can pay for more than $50 insurance , depends on you --
Yes. that is true. UPS and FedX as well
I don`t know anyone on here well enough to pay friends and family. With exception of maybe two, and they live around Tulsa . If the seller wants to go friends and family, he can sell it to someone else! I consider my self honest, and usually sell things for less than what I gave for them, and always sell thru paypal , good insurance. I would have been burned once on a pair of slicks , if I had done friends and family .-nuff said!
You cannot use ebay and want the BUYER to pay the Pay Pal fee. Yes, that's in their agreement, rules. A private party sale, on the internet, between both the buyer and seller, Pay Pal has no control over wording in an ad if you want to be paid Family and Friends, and your buyer pays you thru that format. You know how much business Pay Pal would loose, if they said no Family or Friends payments. Pay Pal is making 30 cents on the transaction wither it's Family or Friends, or Goods & Services, so you do the math on how many transactions Pay Pal does each day, for the revenue they bring in. And it's even more on a foreign transaction, say Canada, Europe, Asia.
I'll tell you this much...i still hold a Dutch bank account, as well as my American one When I need to send money to family back in the netherlands, I transfer it from my one PayPal account (linked to the US bank account) to my other PayPal account (linked to my Dutch bank account) and the transfer is cheaper and quicker then if I had walked into a branch office of my bank to make the transfer
Boy, you have a unique threshold of what you consider a dishonest person in listing of a 3% or a 4% charge on a transaction. Being a dishonest seller, (or buyer) in my thinking, is someone who misrepresents the part, doesn't send you the part, sends something different, ignores your conversations, that's somebody you don't wan't to do business with. I could see if your paying 50K for a new car or truck, a 1% different interest payment ads up quick, but 1% on a piddly ass parts deal is pennies, or a few dollars. Don't buy a beer that day, and you will equal out.
It amazes me how many people bitch about 3-4% PP fees and yet pay 7-8% sales tax on most everything!
Why not cover the paypal fees yourself as a buyer and then you have the protection if they flake out and try to take your money... The few extra bucks will be more than worth it if the seller tries to scam you...
lol, around here in "rapem Tulsa,Okla. " were higher tha 7-8 % sales tax !!
I generally do, and I presume you do as well But then again...were smart and informed
. Sales taxes are part of the law be it Federal or Municipal whatever. Blowing up a PayPal fee is not against the law but it is not right, a PayPal fee is not the law. The extra over charge is wrong. Somebody sure wants to justify that 1% going in their pocket.
Let me ask you this. How much have you perceived that you lost out on in ever buying a part paying between 3% and 4% on the sale of the part? So what? You sure love to make a mountain out of a mole hill. Next time you see someone asking 4%, look to see if they are a Canadian. Pretty sure they get dinged more from Pay Pal, because a USA sale is considered a foreign transaction. Maybe asking, to cover their ass on the sale. Dunno.